Credit Risk Surety, LLC
SuretyScoresm
SuretyScoresm is a commercial credit risk rating model and Church Underwriting Platform developed by lenders for lenders.
How a financial institution selects systems and manages credit risk is critically important to its performace over time.
The prototype to SuretyScoresm was used over a twelve-year period.
Results:Over $64 Million in loans were booked between May 2011 and May 2023.
Total loses were $102 Thousand
Average weighted rate was Prime + 2.38%
Loses did not occur in seven of the twelve years
What makes SuretyScoresm unique? Strengths and weaknesses are accurately defined and properly weighted to mitigate losses and price according to risk.